Before you can finish the last of the Halloween candy, the holiday shopping season has already begun. The economy may be looking somewhat brighter than it did last year, but are we ready to spend again? Before setting foot in the mall, you need a plan of attack: a holiday budget.
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Sure you can always pop into your online account, but keeping track of your checking offline provides a valuable paper record - not to mention a manual wake up call of your actual spending.
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